One West University Boulevard, Brownsville, Texas 78520 | 956-882-8200

Loan Interest Rates and Fees

Interest Rates

Direct Loans have low interest rates which are fixed for the life of the loan. The following rates are for loans first disbursed between 07/01/2014 and 06/30/2015:

Subsidized Loan

  • Direct Subsidized Loans—Undergraduate - 4.66%
  • Direct Unsubsidized Loans—Undergraduate - 4.66%
  • Direct Parent Loan (PLUS) Loan—Undergraduate - 7.21%
  • Direct Graduate Unsubsidized Loan—Graduate and Professional - 6.21%
  • Direct Graduate (PLUS) Loan—Graduate and Professional - 7.21%

Loan Fees

All Federal Direct Loans are assessed a loan fee by the federal government to help reduce the cost of making these low-interest loans. The fees are as follows:

Subsidized and Unsubsidized Loans - 1.071% - 1.073%
Parent and Graduate PLUS Loans – 4.288% - 4.292%

Important Notice to All Graduate Borrowers

As a result of The Budget Control Act passed on August 2, 2011, by Congress, the Department of Education will no longer be funding subsidized loans for graduate and professional students. Loans will still be available at UTB for Graduate and Professionals; however the student will be responsible for all interest accruing on the loan(s).
Financial Aid
Show Office Hours & Staff ( + )

Enrollment Center @
The Tower, Main 1.100

One West University Boulevard Brownsville, Texas 78520

Phone: (956) 882-8277
Fax: (956) 882-8229

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